01
INTRODUCTION
Kamunity.io is a community-driven fintech platform built to help people understand, manage, and improve their financial lives. The product gives users a clear, real-time snapshot of their money—across income, expenses, savings, and financial goals—so they can make smarter day-to-day decisions.
The vision was simple: make finance less intimidating and more collaborative, empowering users to learn from data, gain clarity, and adopt healthier financial habits.
02
GOAL
Users wanted one place to track expenses, savings, credit card spending, and financial progress. Kamunity.io needed to provide a unified view—powered by linked bank accounts and machine learning—to guide users toward better financial habits and smarter decision-making.
03
CHALLENGES
The core challenge was understanding what people struggle with when managing finances. From user conversations, several themes emerged:
They want to manage money better but don’t know where to begin.
They’re looking for a single platform to track all expenses and savings.
They want tools that help cut down unnecessary spending and highlight saving opportunities.
Key Takeaways
Link bank accounts to automatically fetch transactions.
Connect credit cards to track spending and send reminders.
Use transaction data to show clear spending patterns.
Leverage machine learning to offer personalized insights and tips.
04
DESIGN APPROACH
Design Approach
Personalized Insights
The platform tailors recommendations based on users’ goals and spending habits. This ensures that tips and insights feel relevant, contextual, and motivating.
Effortless Tracking
Users can:
Review balances and recent transactions
Track category spending with visual trend charts
Monitor progress toward savings or debt goals
Identify unusual spending through alerts
These features keep users informed without overwhelming them.
Security & Trust
Financial data is securely handled with transparent privacy standards.
05
DESIGN PROCESS
Spend-by-category views, merchant ratings, and account linking processes were designed to feel smooth and easy to navigate. Regular usability testing ensured the product stayed aligned with user expectations.
User Journey
Onboarding
Sign-Up: Users create an account with basic details.
Personalization: They enter financial goals and link accounts like banks or credit cards.
Dashboard Overview
Overview: A holistic view of income, expenses, and net worth.
Financial Goals: Set and track savings or debt-reduction goals.
Expense Tracking: View spending across categories with clear charts.
Transaction History: See detailed, recent transactions anytime.
Smart Support
AI Recommendations: Personalized advice to save more and spend better.
Alerts: Notifications for unusual spending or upcoming bills.
Additional Features
Peer Interaction: Users can join groups with similar goals to share experiences and learn from others.
Merchant Ratings: Helps users understand where their money goes and which merchants align with their spending goals.
06
CONCLUSION
This project shows how user-centered design can make finances more approachable. By combining data-driven insights, thoughtful UX, and a supportive community model, Kamunity.io transformed financial management into a clear, engaging, and confidence-building experience.
Users are now empowered not just to track money, but to understand it—and take meaningful action.
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